PensionBox BlogsEmpowering Tomorrow Together- PensionBox X Oiconomos

Empowering Tomorrow Together- PensionBox X Oiconomos

03 Dec 2024 • 2 min read

Written By

Vaishnavi Verma

PensionBox

We are excited to share with you that PensionBox has partnered up with Oiconomos, redefining and simplifying how everyone plans and manages financial succession for their future.

Welcome to Oiconomos - Your All-in-One Solution for Financial Succession Planning

[Oiconomos](OICONOMOS | One stop solution for succession management) makes sure your chosen person gets your money details secretly, and your family gets help with getting the money even after you die. They're dedicated to keeping you organised, planning ahead for your legacy, and protecting your money and your family's future, even if you're not around. Hence, you make money, you keep it safe, and you invest it.

PensionBox & Benefit Wise: United for Your Better Financial Future

This partnership is a game-changer! Together, PensionBox and Oiconomos are set to enhance retirement and succession planning experiences for our valued clients. Personalised retirement solutions with proper financial succession plan tailored to individual needs will help everyone pursue their ideal future legacy & lifestyle. Our joint efforts focus on creating an ambiance that inspires and secures everyone. We aim to draw in new users, boost satisfaction, and ensure a continuous flow of income streams along with its management in the long term through this collaboration.

About Us: Leading the Way in Digital Pension Solutions

PensionBox, India's First Fastest & Smartest digital pension planning platform approved by PFRDA (Pension Fund Regulatory Development Authority), offers a super-fast and smart way to plan for retirement. It's as easy to use and saves you from paperwork. Plus, you get extra tax benefits on your savings.

The Path Forward: A Journey of Excellence

We're not just linking businesses together. We're working hard to make amazing things happen. By teaming up and making our products better, we're showing our dedication to making a difference and coming up with new ideas. This partnership is all about making positive changes and encouraging innovation with a clear goal in mind. No matter what kind of business you have, there's a chance for us to work together. With PensionBox, you can help your customers feel secure about retirement. Starting a partnership is as simple as clicking a button - Partner Now

You find the blog helpful, spread it among your peers

If you find anything to share regarding this specific blog, write us here

support@pensionbox.in

Published By

How Can You Improve Employee Retention

PensionBox makes it effortless to plan your employee's retirement, and assists them track their pension savings as well as other saving sources in just a few clicks.

05 Sep 2026

Brighter future together - PensionBox x FatakPay

Discover the seamless simplicity and transparency as PensionBox & FatakPay successfully unite to empower your financial journey, ensuring not just your daily needs but also nurturing a secure tomorrow.

03 Dec 2024

Healthy Workplace culture with Corporate NPS by PensionBox

Melanie V. Eusebe says, “Achieving financial wellness requires openness and the willingness to have hard conversations." Often, these hard conversations are the reasons why many employees continue to be stressed. Hence, it becomes the duty of employers and companies to ease the burden off employees’ shoulders by initiating financial wellness programs. It is a crucial aspect of creating a thriving workplace that showcases support and empathy. The lives of employees are filled with obstacles like debt, insufficient savings, and a lack of financial literacy. Due to all these conundrums, it becomes very stressful for the employees, which impacts their job performance and health. Over time, companies have realized that financial wellness and work productivity go hand in hand. This realization has led more companies to initiate financial wellness measures.

12 Jun 2024

Employers must know these 5 Financial Wellness Programs

Financial wellness is the state of living in which your well-being is measured by the quality of your life, not just wealth. Financial wellness means understanding the role of money in your life. One of the greatest stress relievers is knowing you have control over your cash. On the contrary, not having control over your money can lead to serious stress and underlying health problems. Financial stress can lead to a lack of productivity at work and absenteeism.

12 Jun 2024

Frequently asked questions

What is PensionBox and how does it work?

PensionBox is India’s first pension platform/app that helps you access, invest in, and track your NPS and other pension products with better user experience & minimum charges.

PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.

If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.

Is PensionBox compliant and regulated?

Absolutely. PensionBox is fully ISO 27001 compliant with the Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates pensions in India.

We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.

We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.

Why should I invest in NPS through PensionBox instead of directly or via another app?

Banks/POPs charges high fees on account opening & every investment Even CRA apps have hidden charges/low transparency & lack timely support Pension Funds restrict pension fund choice & selection to themselves.

That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.

That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.

How do I start using PensionBox, and what do I need to get started?

It’s super easy to use PensionBox, just start by signing up using your browser on laptop/mobile or downloading the app on appstore or playstore.

If you are an existing zerodha user then you get a fast login or sign up using kite ID.

Once you are onboarded with kite ID, you get free access to

Open NPS in 2 minutes
Track existing NPS
POP shift or CRA shifting
Invest in one time or create SIP in NPS
Withdraw NPS requests & instant withdraw tier 2
Create your dream retirement plan
Open NPS Vatsalya for your kid
Share with HR (To unlock more tax benefits)

What are the tax benefits on PensionBox?

Tax Benefits in New Tax Regime

Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 14% of your basic salary under Section 80CCD(2). Do connect us with your HR to enable this for you.
Tax Benefits in Old Tax Regime
Self-Contribution:
- Deduction up to ₹1.5 lakh under Section 80C.
- Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!
- This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.
Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 10% of your basic salary (Basic + DA) under Section 80CCD(2). Do connect us with your HR to enable this for you.
- This is over and above your personal deduction limits, giving you extra tax efficiency.

Have more questions? Book a free call with us

We understand NPS can be confusing, complex and there is a lot of information out there to believe in. Don’t worry, our team is here to help you with the right information.

Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.