PensionBox BlogsEmpowering Tomorrow Together- PensionBox X Oiconomos

Empowering Tomorrow Together- PensionBox X Oiconomos

03 Dec 2024 • 2 min read

Written By

Vaishnavi Verma

PensionBox

We are excited to share with you that PensionBox has partnered up with Oiconomos, redefining and simplifying how everyone plans and manages financial succession for their future.

Welcome to Oiconomos - Your All-in-One Solution for Financial Succession Planning

[Oiconomos](OICONOMOS | One stop solution for succession management) makes sure your chosen person gets your money details secretly, and your family gets help with getting the money even after you die. They're dedicated to keeping you organised, planning ahead for your legacy, and protecting your money and your family's future, even if you're not around. Hence, you make money, you keep it safe, and you invest it.

PensionBox & Benefit Wise: United for Your Better Financial Future

This partnership is a game-changer! Together, PensionBox and Oiconomos are set to enhance retirement and succession planning experiences for our valued clients. Personalised retirement solutions with proper financial succession plan tailored to individual needs will help everyone pursue their ideal future legacy & lifestyle. Our joint efforts focus on creating an ambiance that inspires and secures everyone. We aim to draw in new users, boost satisfaction, and ensure a continuous flow of income streams along with its management in the long term through this collaboration.

About Us: Leading the Way in Digital Pension Solutions

PensionBox, India's First Fastest & Smartest digital pension planning platform approved by PFRDA (Pension Fund Regulatory Development Authority), offers a super-fast and smart way to plan for retirement. It's as easy to use and saves you from paperwork. Plus, you get extra tax benefits on your savings.

The Path Forward: A Journey of Excellence

We're not just linking businesses together. We're working hard to make amazing things happen. By teaming up and making our products better, we're showing our dedication to making a difference and coming up with new ideas. This partnership is all about making positive changes and encouraging innovation with a clear goal in mind. No matter what kind of business you have, there's a chance for us to work together. With PensionBox, you can help your customers feel secure about retirement. Starting a partnership is as simple as clicking a button - Partner Now

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Published By

Healthy Workplace culture with Corporate NPS by PensionBox

Melanie V. Eusebe says, “Achieving financial wellness requires openness and the willingness to have hard conversations." Often, these hard conversations are the reasons why many employees continue to be stressed. Hence, it becomes the duty of employers and companies to ease the burden off employees’ shoulders by initiating financial wellness programs. It is a crucial aspect of creating a thriving workplace that showcases support and empathy. The lives of employees are filled with obstacles like debt, insufficient savings, and a lack of financial literacy. Due to all these conundrums, it becomes very stressful for the employees, which impacts their job performance and health. Over time, companies have realized that financial wellness and work productivity go hand in hand. This realization has led more companies to initiate financial wellness measures.

03 Oct 2026

Together for a brighter future- PensionBox x Benefit Wise

This is an exciting news update for you all! PensionBox has teamed up with Benefit Wise, revolutionizing the way we approach employee benefits and leaving the employees satisfied by all means.

03 Oct 2026

Uniting hands to create a brighter future- PensionBox x QR Staff

Exciting news! PensionBox now has teamed up with QR Staff , Transforming Staff Management for Small and Medium Enterprises (SMEs). The collaboration significantly contributes to our shared progress and achievements. It serves as a substantial step forward for the success of all involved parties.

03 Oct 2026

Gain More Clients Together

In today's competitive financial landscape, standing out and gaining new clients is crucial for sustained growth. Embracing an expanded key add-on that integrates PensionBox could be the game-changer for HRs and business leaders.

03 Oct 2026

One Vision,
2,00,000+ Stories

Every time we hear a new story, it inspires us.
Hope they inspires you as well.

"Very intuitive and smooth experience with the app. Helps me start planning my savings and retirement in a super easy manner which I assumed might be difficult thing to do."

Anjali Agarwal

PensionBox User

"Saving is an essential part of any employee’s life. With this integration, our HRMS users can directly invest and track their pension funds straight from their ESS portals, making the process seamless."

Jitendra Somani

CEO, Pocket HRMS

"Runtime HRMS is built with a vision to Create Happier Workplaces for the working population of India, and it neatly aligns with PensionBox’s vision to create financial freedom for people during and beyond their work-life."

Prashant Agarwal

Founder, Runtime Software

"Very intuitive and smooth experience with the app. Helps me start planning my savings and retirement in a super easy manner which I assumed might be difficult thing to do."

Anjali Agarwal

PensionBox User

Jitendra Somani

CEO, Pocket HRMS

Prashant Agarwal

Founder, Runtime Software

"Very intuitive and smooth experience with the app. Helps me start planning my savings and retirement in a super easy manner which I assumed might be difficult thing to do."

Anjali Agarwal

PensionBox User

Jitendra Somani

CEO, Pocket HRMS

Prashant Agarwal

Founder, Runtime Software

"Easy to use and smooth user interface. Pensionbox developers deserve praise. People can plan their retirement in advance with this tool. Keep up the good work guys, looking forward for some more features added to the list."

Sourabh Mishra

PensionBox User

"One of the few apps that solves the problem of tracking and investing of my retirement Corpus. Ul is sleek, customer care is great and full marks for bug free experience"

Prashant jain

User since 7 months

"PensionBox addresses a very important need for billions of Indians who do not have access to the right resources to make an informed choice and then continue to track their funds easily."

Ninad Karpe

Founder VC, 100x.VC

Sourabh Mishra

PensionBox User

"One of the few apps that solves the problem of tracking and investing of my retirement Corpus. Ul is sleek, customer care is great and full marks for bug free experience"

Prashant jain

User since 7 months

"PensionBox addresses a very important need for billions of Indians who do not have access to the right resources to make an informed choice and then continue to track their funds easily."

Ninad Karpe

Founder VC, 100x.VC

Sourabh Mishra

PensionBox User

"One of the few apps that solves the problem of tracking and investing of my retirement Corpus. Ul is sleek, customer care is great and full marks for bug free experience"

Prashant jain

User since 7 months

"PensionBox addresses a very important need for billions of Indians who do not have access to the right resources to make an informed choice and then continue to track their funds easily."

Ninad Karpe

Founder VC, 100x.VC

Over 1.8 crore users have already created
their NPS stories for a golden retirement.

News & Articles

Frequently asked questions

What is PensionBox and how does it work?

PensionBox is India’s first pension platform/app that helps you access, invest in, and track your NPS and other pension products with better user experience & minimum charges.

PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.

If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.

Is PensionBox compliant and regulated?

Absolutely. PensionBox is fully ISO 27001 compliant with the Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates pensions in India.

We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.

We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.

Why should I invest in NPS through PensionBox instead of directly or via another app?

Banks/POPs charges high fees on account opening & every investment Even CRA apps have hidden charges/low transparency & lack timely support Pension Funds restrict pension fund choice & selection to themselves.

That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.

That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.

How do I start using PensionBox, and what do I need to get started?

It’s super easy to use PensionBox, just start by signing up using your browser on laptop/mobile or downloading the app on appstore or playstore.

If you are an existing zerodha user then you get a fast login or sign up using kite ID.

Once you are onboarded with kite ID, you get free access to

Open NPS in 2 minutes
Track existing NPS
POP shift or CRA shifting
Invest in one time or create SIP in NPS
Withdraw NPS requests & instant withdraw tier 2
Create your dream retirement plan
Open NPS Vatsalya for your kid
Share with HR (To unlock more tax benefits)

What are the tax benefits on PensionBox?

Tax Benefits in New Tax Regime

Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 14% of your basic salary under Section 80CCD(2). Do connect us with your HR to enable this for you.
Tax Benefits in Old Tax Regime
Self-Contribution:
- Deduction up to ₹1.5 lakh under Section 80C.
- Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!
- This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.
Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 10% of your basic salary (Basic + DA) under Section 80CCD(2). Do connect us with your HR to enable this for you.
- This is over and above your personal deduction limits, giving you extra tax efficiency.

Have more questions? Book a free call with us

We understand NPS can be confusing, complex and there is a lot of information out there to believe in. Don’t worry, our team is here to help you with the right information.

Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.

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PensionBox is India’s first pension startup for the private employed workforce. PensionBox is ISO 27001 certified and approved by PFRDA for the National Pension System. Recognized as a startup by the Department for Promotion of Industry and Internal Trade, Certificate under StartupIndia Initiative DIPP80990 & StartinUP Initiative. Incubated & supported by UPES Council for Innovation and Entrepreneurship (UCIE).

PensionBox works as Technology Platform/Partner with Zerodha Broking Limited, Point of Presence (POP) as Pension Agent under PFRDA (PoP) Regulations 2023 to enable NPS account opening, transacting funds, manage account under All Citizen and Corporate NPS in India.

Grievance Redressal as per Regulation 31 of PFRDA (Redressal of Subscriber Grievance) Regulations, 2015:
The details of the Ombudsman appointed are available on the PFRDA website - www.pfrda.org.in At present, Shri Narender Kumar Bhola has been appointed as the new Ombudsman in terms of the PFRDA (Redressal of Subscriber Grievance) Regulations, 2015.

Details of the ombudsman are as under:

Shri Narender Kumar Bhola
Pension Fund Regulatory and Development Authority
B-14/A, Chatrapati Shivaji Bhawan,
Qutab Institutional Area, Katwaria Sarai, New Delhi- 110016
Chhatrapati Shivaji Bhawan,
Id: ombudsman@pfrda.org.in
Landline No.: 011 - 26517507 Ext : 188Grievance Redressal Officer
Ms. Sruthi Nair
Email: sruthi@pensionbox.in
Name: Kuldeep Parashar
Email: kuldeep@pensionbox.in
Phone: +91 8445450050

Registered Office Address: Asht Capital Private Limited, House 2, Vaishali Puram, Firozabad Road, Tundla, Uttar Pradesh, 283204
Bangalore Office Address: First Floor, 680, 15th Cross Rd, Jeewan Griha Colony, 2nd Phase, J. P. Nagar, Bengaluru, Karnataka 560078 | support@pensionbox.in | +918445450050

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Empowering Tomorrow Together- PensionBox X Oiconomos

Welcome to Oiconomos - Your All-in-One Solution for Financial Succession Planning

PensionBox & Benefit Wise: United for Your Better Financial Future

About Us: Leading the Way in Digital Pension Solutions

The Path Forward: A Journey of Excellence

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