PensionBox BlogsTogether for a brighter future- PensionBox x Benefit Wise

Together for a brighter future- PensionBox x Benefit Wise

29 Dec 2023 • 2 min read

Written By

Vaishnavi Verma

PensionBox

This is an exciting news update for you all! PensionBox has teamed up with Benefit Wise, revolutionizing the way we approach employee benefits and leaving the employees satisfied by all means.

Welcome to Benefit Wise - Building you a rewarding corporate culture!

Benefit Wise, a leader in Employee Engagement and recognition solutions, aims to empower organizations by fostering a culture of appreciation and engagement. With a variety of services, they help clients cultivate motivated teams, driving productivity and success.

PensionBox & Benefit Wise: United for Your Better Financial Future

This partnership is a game-changer! Together, PensionBox and Benefit Wise are set to enhance retirement planning experiences for our valued clients. Personalized retirement solutions tailored to individual needs will help everyone pursue their ideal retirement lifestyle.

Our joint efforts focus on creating a workspace that inspires and secures employees. Through this collaboration, we aim to draw in new users, boost satisfaction, and ensure a continuous flow of income streams.

About Us: Leading the Way in Digital Pension Solutions

PensionBox, India's First Fastest & Smartest Digital Pension Platform, recognized and regulated by PFRDA or Pension Fund Regulatory Development Authority, sets a new benchmark in retirement solutions. Experience a seamless, paperless process for managing your savings securely with triple tax exemptions on contributions.

The Path Forward: A Journey of Excellence

Our collaboration aims to go beyond just connecting businesses. We're committed to creating something outstanding, constantly improving our products and combining our strengths. This partnership reflects our joint commitment to initiate change and nurture innovation with a purpose-driven mindset.

No matter your business, there's a way to partner with PensionBox and help your customers retire with confidence. Initiating a partnership is just a click away - Partner Now

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Frequently asked questions

What is PensionBox and how does it work?

PensionBox is India’s first pension platform/app that helps you access, invest in, and track your NPS and other pension products with better user experience & minimum charges.

PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.

If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.

Is PensionBox compliant and regulated?

Absolutely. PensionBox is fully ISO 27001 compliant with the Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates pensions in India.

We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.

We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.

Why should I invest in NPS through PensionBox instead of directly or via another app?

Banks/POPs charges high fees on account opening & every investment Even CRA apps have hidden charges/low transparency & lack timely support Pension Funds restrict pension fund choice & selection to themselves.

That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.

That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.

How do I start using PensionBox, and what do I need to get started?

It’s super easy to use PensionBox, just start by signing up using your browser on laptop/mobile or downloading the app on appstore or playstore.

If you are an existing zerodha user then you get a fast login or sign up using kite ID.

Once you are onboarded with kite ID, you get free access to

Open NPS in 2 minutes
Track existing NPS
POP shift or CRA shifting
Invest in one time or create SIP in NPS
Withdraw NPS requests & instant withdraw tier 2
Create your dream retirement plan
Open NPS Vatsalya for your kid
Share with HR (To unlock more tax benefits)

What are the tax benefits on PensionBox?

Tax Benefits in New Tax Regime

Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 14% of your basic salary under Section 80CCD(2). Do connect us with your HR to enable this for you.
Tax Benefits in Old Tax Regime
Self-Contribution:
- Deduction up to ₹1.5 lakh under Section 80C.
- Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!
- This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.
Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 10% of your basic salary (Basic + DA) under Section 80CCD(2). Do connect us with your HR to enable this for you.
- This is over and above your personal deduction limits, giving you extra tax efficiency.

Have more questions? Book a free call with us

We understand NPS can be confusing, complex and there is a lot of information out there to believe in. Don’t worry, our team is here to help you with the right information.

Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.