Everything you need to know about PensionBox's Beta Testing
05 Sep 2026 • 3 min read
Finally, PensionBox is ready for its first launch and you will have the access soon. Your feedback & suggestions will decide the future roadmap.
What is beta/co-creator testing?
Before we launch the PensionBox app for the public to access & start planning their retirement, we will select a few early users from our co-creators list to test, tell us their feedback and improve PensionBox for you.
Beta testing will happen in phases starting 8 Nov 2021, followed by new release every two weeks
How will you access the app?
- Step 1 - You will receive an email or message with link to access PensionBox-Beta version
- Step 2 - Follow the link using your mobile phone (won’t work for desktop/laptop/tab)
- Step 3 - Click on Sign up
- Step 4 - Enter details (same as you did for early access)
- Step 5 - Set up account & go with the flow.
What do you need to do?
It's simple, check your email or telegram group for the beta link. Go with the flow, It will be a leanring experience for both of us:
- Step 1 Plan : Basic account setup
- Step 2 Insights : Learn how much to save, retirement goal & much more
- Step 3 Dashboard : Track your retirement savings such as EPF & NPS etc.
- Step 4 Feedback : Tell us frankly as "What works & what we need to improve?"
How to get help and support?
The PensionBox process is simple and straightforward. Keep going & learning with the flow and PensionBox will create your dream retirement plan.
If you need any help or want to raise an issue:
- Drop us a note or request a callback via www.pensionbox.in/contact-us or via support button on PensionBox app dashboard
- Drop a note in the co-creators telegram group
- Email at support@pensionbox.in
How to raise a defect?
If you need any help or want to raise an issue:
- Drop us a note or request a callback via www.pensionbox.in/contact-us or via support button on PensionBox app dashboard
- Drop a note in the co-creators telegram group
- Email at support@pensionbox.in
Most important is the feedback
Remember. it's our first beta launch and going forward we will only get better with new features/improvements every two weeks!
Important part is you and your honest feedback, that's all we care about. Good, bad & ugly! Share it with us
- Kuldeep Parashar (Founder)
You find the blog helpful, spread it among your peers
If you find anything to share regarding this specific blog, write us here
support@pensionbox.in
Frequently asked questions
What is PensionBox and how does it work?
PensionBox is India’s first pension platform/app that helps you access, invest in, and track your NPS and other pension products with better user experience & minimum charges.
PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.
If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.
PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.
If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.
Is PensionBox compliant and regulated?
Absolutely. PensionBox is fully ISO 27001 compliant with the Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates pensions in India.
We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.
We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.
We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.
We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.
Why should I invest in NPS through PensionBox instead of directly or via another app?
Banks/POPs charges high fees on account opening & every investment
Even CRA apps have hidden charges/low transparency & lack timely support
Pension Funds restrict pension fund choice & selection to themselves.
That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.
That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.
That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.
That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.
How do I start using PensionBox, and what do I need to get started?
It’s super easy to use PensionBox, just start by signing up using your browser on laptop/mobile or downloading the app on appstore or playstore.
If you are an existing zerodha user then you get a fast login or sign up using kite ID.
Once you are onboarded with kite ID, you get free access to
If you are an existing zerodha user then you get a fast login or sign up using kite ID.
Once you are onboarded with kite ID, you get free access to
- Open NPS in 2 minutes
- Track existing NPS
- POP shift or CRA shifting
- Invest in one time or create SIP in NPS
- Withdraw NPS requests & instant withdraw tier 2
- Create your dream retirement plan
- Open NPS Vatsalya for your kid
- Share with HR (To unlock more tax benefits)
What are the tax benefits on PensionBox?
Tax Benefits in New Tax Regime
- Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 14% of your basic salary under Section 80CCD(2). Do connect us with your HR to enable this for you.
Tax Benefits in Old Tax Regime - Self-Contribution:
- Deduction up to ₹1.5 lakh under Section 80C.
- Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!
- This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.
- Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 10% of your basic salary (Basic + DA) under Section 80CCD(2). Do connect us with your HR to enable this for you.
- This is over and above your personal deduction limits, giving you extra tax efficiency.
Have more questions? Book a free call with us
We understand NPS can be confusing, complex and there is a lot of information out there to believe in. Don’t worry, our team is here to help you with the right information.
Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.
Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.
Copyright ©2026 PensionBox, All rights reserved.