01Required
Indian Passport
Upload a clear front and back copy of your passport.
National Pension System for NRI & OCI
Invest
Wherever you are in the world, your retirement can stay connected to India. Open your NPS account with PensionBox
India’s #1
Pension Platform
Trusted by 200+ Companies & 2,00,000+ Indians
For NRIs & OCIsYour career abroad.
Your pension in India.
You’re building a life beyond borders but your retirement deserves a plan of its own. Whether India is part of your next chapter or you’re keeping your options open, stay connected to your future in India with NPS.
With PensionBox, NRIs and OCIs can build a dedicated retirement investment in India while living and working abroad. Contribute towards your goals, track your NPS account online, and keep your retirement planning part of everyday life, wherever your career takes you.
100% DigitalOpen or Track
NPS in 2 Mins
Your NPS journey can start wherever life takes you. With PensionBox, open and track your account online, from anywhere in the world, without an in-person visit.
Designed for NRIs and OCIs, with clear document guidance and support along the way. Upload your documents digitally, contribute towards your retirement, and stay connected to your NPS account with ease.
Invest in
NPS Schemes
Build your retirement portfolio and invest in up to 100% Equity with Common or New NPS schemes. Explore Active and Auto Choice under Common schemes, or discover New schemes with different investment strategies.
With PensionBox, compare your options & invest in multiple new schemes to suit your retirement goals. Explore pension fund managers and manage your NPS investments online, wherever you live.
Build Your FutureOne NPS Account
Your career may take you to new opportunities, new cities, and even new countries, but your retirement journey doesn’t have to start over.
Your NPS account stays with you, helping you continue building your pension wherever life takes you. Keep your residency status and account details updated under the same PRAN, and keep moving towards your retirement goals.
PensionBoxNPS
Transparent & Regulated PricingSecure, Powerful & Regulated
PensionBox is the powerful, cloud-based, AI-enabled technology platform that is highly secure, scalable & user-friendly.
Privacy is non negotiable for us. We ensure your data & information is encrypted & secure at all times.
What do you need
to get started?
Open your NPS account with PensionBox in just 2 minutes, from anywhere in the world.
Keep these documents ready for a smooth registration.
02Required
NRE/NRO Bank Account
Upload your NRE/NRO bank details and a bank document as proof.
03Required
Your Photo
Provide your photo during registration.
One Vision,
2,00,000+ Stories
2,00,000+ Stories
Every time we hear a new story, it inspires us.
Hope they inspires you as well.
Hope they inspires you as well.
Over 1.8 crore users have already created
their NPS stories for a golden retirement.
their NPS stories for a golden retirement.
News & Articles
Frequently asked questions
What is PensionBox and how does it work?
PensionBox is India’s first pension platform/app that helps you access, invest in, and track your NPS and other pension products with better user experience & minimum charges.
PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.
If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.
PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.
If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.
Is PensionBox compliant and regulated?
Absolutely. PensionBox is fully ISO 27001 compliant with the Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates pensions in India.
We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.
We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.
We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.
We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.
Why should I invest in NPS through PensionBox instead of directly or via another app?
Banks/POPs charges high fees on account opening & every investment
Even CRA apps have hidden charges/low transparency & lack timely support
Pension Funds restrict pension fund choice & selection to themselves.
That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.
That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.
That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.
That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.
How do I start using PensionBox, and what do I need to get started?
It’s super easy to use PensionBox, just start by signing up using your browser on laptop/mobile or downloading the app on appstore or playstore.
If you are an existing zerodha user then you get a fast login or sign up using kite ID.
Once you are onboarded with kite ID, you get free access to
If you are an existing zerodha user then you get a fast login or sign up using kite ID.
Once you are onboarded with kite ID, you get free access to
- Open NPS in 2 minutes
- Track existing NPS
- POP shift or CRA shifting
- Invest in one time or create SIP in NPS
- Withdraw NPS requests & instant withdraw tier 2
- Create your dream retirement plan
- Open NPS Vatsalya for your kid
- Share with HR (To unlock more tax benefits)
What are the tax benefits on PensionBox?
Tax Benefits in New Tax Regime
- Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 14% of your basic salary under Section 80CCD(2). Do connect us with your HR to enable this for you.
Tax Benefits in Old Tax Regime - Self-Contribution:
- Deduction up to ₹1.5 lakh under Section 80C.
- Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!
- This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.
- Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 10% of your basic salary (Basic + DA) under Section 80CCD(2). Do connect us with your HR to enable this for you.
- This is over and above your personal deduction limits, giving you extra tax efficiency.
Have more questions? Book a free call with us
We understand NPS can be confusing, complex and there is a lot of information out there to believe in. Don’t worry, our team is here to help you with the right information.
Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.
Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.
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