Corporate National Pension System (NPS)

Enhance your employees' retirement benefits with up to 7.5 lakhs tax benefits with India's first retirement benefits platform.

It’s Free

Not an Employer? Switch to:Partner | Individual

India’s #1
Pension Platform

Trusted by 200+ Companies & 2,00,000+ Indians

Hot & Trending

Financial Wellness
For Employees

Prioritizing your team's financial well-being is essential for their satisfaction and productivity.

PensionBox empowers your employees to efficiently plan for retirement, monitor pension savings, and make tax-saving investments in a single, user-friendly platform.

Fastest & Best Experience

Invest with Extra
Tax Benefits

Employees can save more on tax with pension savings. Just with National Pension System (NPS), they can save INR 50,000 tax exempt savings over & above INR 1,50,000 80C savings.

PensionBox optimizes retirement savings with our AI Inisghts to ensure maximum tax savings.

Corporate NPS &
more at no cost

There is more to better pension savings than just providing provident fund.

Get the best of what is needed and suits your employees the most with PensionBox. It’s super easy to roll-out, manage corporate NPS and ensure much better returns for employee’s retirement savings.

Dynamic & Personalized
Planning

Every retirement is unique and that’s why PensionBox empowers your employees to make their own dream retirement plan.

Get your team to retire right at the beach or somewhere in the mountains or back to their hometown. Open up a cafe or start teaching or do whatever their heart desires in retirement.

Transparent & Regulated Pricing

Secure, Powerful & Regulated

PensionBox is the powerful, cloud-based, AI-enabled technology platform that is highly secure, scalable & user-friendly.

Privacy is non negotiable for us. We ensure your data & information is encrypted & secure at all times.

Why Choose PensionBox
(Corporate NPS Model)

Access to all pension funds & better user experience at zero cost.

FREE

Personalised Advisory Call

100% Digital

Corporate NPS For HRs

NPS, EPF & More

Features & Pension Products

Within 24 hours

Response Time & Support

Integrations/APIs

Yes - HRMS/Payroll

Fee Applicable

Personalised Advisory Call

100% Manual

Corporate NPS for HRs

Limited to NPS

Features & Pension Products

7 to 15 Days

Response time & Support

Integrations/APIs

Not Available

Frequently asked questions

What is PensionBox and how does it work?

PensionBox is India’s first pension platform/app that helps you access, invest in, and track your NPS and other pension products with better user experience & minimum charges.

PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.

If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.

Is PensionBox compliant and regulated?

Absolutely. PensionBox is fully ISO 27001 compliant with the Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates pensions in India.

We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.

We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.

Why should I invest in NPS through PensionBox instead of directly or via another app?

Banks/POPs charges high fees on account opening & every investment Even CRA apps have hidden charges/low transparency & lack timely support Pension Funds restrict pension fund choice & selection to themselves.

That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.

That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.

How do I start using PensionBox, and what do I need to get started?

It’s super easy to use PensionBox, just start by signing up using your browser on laptop/mobile or downloading the app on appstore or playstore.

If you are an existing zerodha user then you get a fast login or sign up using kite ID.

Once you are onboarded with kite ID, you get free access to

Open NPS in 2 minutes
Track existing NPS
POP shift or CRA shifting
Invest in one time or create SIP in NPS
Withdraw NPS requests & instant withdraw tier 2
Create your dream retirement plan
Open NPS Vatsalya for your kid
Share with HR (To unlock more tax benefits)

What are the tax benefits on PensionBox?

Tax Benefits in New Tax Regime

Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 14% of your basic salary under Section 80CCD(2). Do connect us with your HR to enable this for you.
Tax Benefits in Old Tax Regime
Self-Contribution:
- Deduction up to ₹1.5 lakh under Section 80C.
- Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!
- This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.
Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 10% of your basic salary (Basic + DA) under Section 80CCD(2). Do connect us with your HR to enable this for you.
- This is over and above your personal deduction limits, giving you extra tax efficiency.

Have more questions? Book a free call with us

We understand NPS can be confusing, complex and there is a lot of information out there to believe in. Don’t worry, our team is here to help you with the right information.

Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.