Retirement Planning

For

Plan, Track, Invest & Withdraw to retire early or just RIGHT
with India’s first and smartest pension platform.

It’s Free

Send the link on phone? Click Here

Start Today, Invest Small,
Save Taxes & Retire Peacefully

You are in The Tax Free Zone!

To retire like a boss 🤩

Get Pension

₹

/ month *

*Estimates are based on certain assumptions, Use our calculator & get the right
estimates for you.Learn more

Invest as little as

₹ 0*/ month

Save Extra on Taxes Every Year

₹ 24,000*in 80C and 80CCD deductions.

Top Feature

Create Dream Retirement Plan

Retire at 45 or 60, at the beach or somewhere in the mountains or back to your hometown. Open up a cafe or start teaching or do whatever your heart desires.

Fastest & Best Experience

Open NPS & Invest Right

Fastest way to open & invest in your National Pension System account.

Start saving with as much or as little as you like. You can top up, change or pause your saving frequency at any time without any penalties

Learn How to Withdraw Right

Everyone talks about Investing right but we make it easy to see how much or steps to withdraw right in the time of need.

PensionBox will help you build a withdraw path to ensure a golden & longer retirement.

Secure, Powerful & Regulated

PensionBox is the powerful, cloud-based, AI-enabled technology platform that is highly secure, scalable & user-friendly.

Privacy is non negotiable for us. We ensure your data & information is encrypted & secure at all times.

Transparent & Regulated Pricing

Too “Good”
to be FREE

Better design experience, dedicated support, data driven insights, more tax savings, dynamic planning at no cost.

It’s totally FREE to plan your retirement, track your pension & retirement savings at PensionBox.

Designed for All

We made PensionBox for everyone and now
it’s your turn to join the revolution.

Corporate
NPS

Extra Tax Benefits

HR Leaders
Founders
Corporates
Startups

Partner For Pension

We’re a great add-on!

HR-Techs
Payroll Platform
Fin-Techs
Benefit Platforms

NPS for your
kids

Kids Retirement

NPS For Kids
Plan for your kids
Long term wealth
Compunding

Non Resident Indians (NRI)

Join the waitlist

NPS For NRIs
Track Lost PF
Community
Build Together

Individual Pension

Financial Wellness

Plan Retirement
Equity Exposure
Tax Savings
Retire Early

Frequently asked questions

What is PensionBox and how does it work?

PensionBox is India’s first pension platform/app that helps you access, invest in, and track your NPS and other pension products with better user experience & minimum charges.

PensionBox simplifies the National Pension System(NPS), the government's pension scheme for private employees both for retail users and HRs/companies.

If you don’t have an NPS account, you can simply open your pension account within 2 minutes and if you have NPS PRAN already, you will be able track, invest and manage everything free of charge with best user experience.

Is PensionBox compliant and regulated?

Absolutely. PensionBox is fully ISO 27001 compliant with the Pension Fund Regulatory and Development Authority (PFRDA), the government body that regulates pensions in India.

We never touch or hold your money directly, your investments go safely to your chosen pension fund through approved channels.

We are built with Zerodha as POP , ensuring transparency, data security, and peace of mind. Your retirement savings are protected by regulation and secured by technology.

Why should I invest in NPS through PensionBox instead of directly or via another app?

Banks/POPs charges high fees on account opening & every investment Even CRA apps have hidden charges/low transparency & lack timely support Pension Funds restrict pension fund choice & selection to themselves.

That’s why, PensionBox brings transparency, zero charges, timely support and freedom to select any pension fund so that you get the best experience investing in NPS & be better future ready.

That’s not it, we help you & your company together to maximise contribution and tax savings with minimal charges & best user experience.

How do I start using PensionBox, and what do I need to get started?

It’s super easy to use PensionBox, just start by signing up using your browser on laptop/mobile or downloading the app on appstore or playstore.

If you are an existing zerodha user then you get a fast login or sign up using kite ID.

Once you are onboarded with kite ID, you get free access to

Open NPS in 2 minutes
Track existing NPS
POP shift or CRA shifting
Invest in one time or create SIP in NPS
Withdraw NPS requests & instant withdraw tier 2
Create your dream retirement plan
Open NPS Vatsalya for your kid
Share with HR (To unlock more tax benefits)

What are the tax benefits on PensionBox?

Tax Benefits in New Tax Regime

Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 14% of your basic salary under Section 80CCD(2). Do connect us with your HR to enable this for you.
Tax Benefits in Old Tax Regime
Self-Contribution:
- Deduction up to ₹1.5 lakh under Section 80C.
- Additional deduction of ₹50,000 under Section 80CCD(1B) — exclusive to NPS investments!
- This allows you to claim a total deduction of up to ₹2 lakh every year on your NPS contributions.
Employer Contribution:
- Contributions made by your employer to your NPS account are tax-free up to 10% of your basic salary (Basic + DA) under Section 80CCD(2). Do connect us with your HR to enable this for you.
- This is over and above your personal deduction limits, giving you extra tax efficiency.

Have more questions? Book a free call with us

We understand NPS can be confusing, complex and there is a lot of information out there to believe in. Don’t worry, our team is here to help you with the right information.

Feel free to book a free call to learn more about NPS, NPS Vatsalya, Corporate NPS & PensionBox or contact the support team.